My views on the matter are fairly strong, I agree with what you have described. I did supply for the first time this year because of relocating and being uncertain whether it would be permanent. The school and the authority I left (Norfolk) didnt use agencies anywhere near like they are used in the Manchester area where I am now. As my previous Headteacher, preferred to meet and book supply teachers directly, (which I think is preferable, though I understand why schools use agencies) when I started I contacted schools directly too. Only a few replied but two offered me regular work, one authority school paid 1/195 rate, the other was independent so did not pay so much but I was happy with that because sometimes I only taught 12 children, and never more than 20 and occasionally had free lessons.
I have used agencies, but only as a filler for days when I didnt have work booked. I only found one agency to be any use and even then I occasionally doubted their integrity! The agency knew I was keen to work full time this summer and put my name forward for a position. When I queried whether I would be given a contract or paid supply rates I was told to ask the school. I did, they would be paying daily supply and just said they knew what they had agreed to pay the agency. I wasnt offered the position, possibly because when asked if I was a firm candidate I said I would need to discuss pay with the agency, or maybe I was just rubbish!
I also applied for an authority summer maternity cover and have been appointed so am getting paid according to the Teachers Pay Spine. I guess I was luck, I wasnt prepared to work in a difficult school in a difficult part of Manchester, write reports and support a student teacher for approx £100 per day worked. Some may not be so lucky and not be able to afford to say no to the agencies. I hope the day doesnt come when teachers have no other choice but to work through agencies, though from what I have read, in some areas that is pretty much the case already.
Sorry that was so long!
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